All guides updated for April 2026 — NLW £12.71/hr, dividend tax 10.75%, NI 8%, PA frozen at £12,570.
Exactly how much you take home on a 45,000 salary in the UK for 2026-27. Full income tax, NI and pension breakdown.
Take-home pay on a 50,000 salary in the UK for 2026-27, including the higher rate threshold explained.
How much take-home pay on a 40,000 salary in the UK for 2026-27. Income tax, NI and monthly net pay.
What you actually take home on a 30,000 salary in the UK for 2026-27. Full breakdown included.
Exact take-home pay for NHS Band 5 workers in 2026-27. Entry to top of band with NHS pension included.
Exactly how much you take home on the National Living Wage of 12.71 per hour in 2026-27.
Side-by-side comparison of PAYE inside IR35 vs Limited Company outside IR35. Updated for 2026-27 dividend rates.
How EV salary sacrifice works in 2026-27, what you actually save, and how to calculate your real monthly cost.
Understand UK income tax in plain English. Learn how marginal rates work and why a pay rise never means less take-home pay.
Class 1 NI rates, 2026-27 thresholds, and how NI differs from income tax on your payslip.
How salary sacrifice saves both income tax and NI, and how to make the most of the annual allowance.
Thresholds frozen to 2031, NLW rises to 12.71/hr, employer NI at 15%, dividend rates increase. Complete guide.
Between £100,000 and £125,140 your effective marginal rate is 60%. Salary sacrifice into pension escapes it entirely.
Child Benefit is clawed back between £60,000 and £80,000. Salary sacrifice can recover all of it. Calculate your exact position.
Above £100,000 your Personal Allowance is withdrawn at £1 per £2 earned. By £125,140 you have none. How to reclaim it.
Plan 5 has the lowest repayment threshold (£25,000) of any UK student loan and a 40-year write-off period. How it affects take-home.