Question 1

What is the take-home pay for an M3 teacher in 2026-27?

Accepted Answer

An M3 teacher in England (outside London) earns £35,196 gross and takes home £25,880/year (£2,157/month) after income tax, National Insurance and 7.4% TPS pension contributions.

Question 2

How does M3 compare to M2 take-home?

Accepted Answer

M3 gross is £35,196 vs M2 £33,483 — a £1,713 increase. After tax, NI and TPS, take-home rises from £24,724 to £25,880 — an improvement of £1,156/year (£96/month more).

Question 3

How much does an M3 teacher earn in Inner London?

Accepted Answer

The Inner London allowance adds £6,479, giving a gross of £41,675. After tax, NI and TPS, the Inner London M3 take-home is approximately £30,545/year (£2,545/month) — about £4,665 more than outside London.

Question 4

What is the TPS contribution at M3?

Accepted Answer

At M3 (£35,196 gross), the 7.4% TPS contribution is approximately £2,605/year (£217/month). TPS is a Career Average Revalued Earnings scheme, building a defined benefit pension with an accrual rate of 1/57th per year.

Question 5

What is the salary difference between M3 and M6?

Accepted Answer

M3 gross is £35,196 (take-home £25,880) vs M6 gross £41,333 (take-home £30,002). The difference is £6,137 gross and £4,122 take-home per year. M3 teachers typically reach M6 within 3 years with performance-related progression.

Scale	Gross/yr	Take-Home/yr	Take-Home/mo
M1	£31,650	£23,486	£1,957
M2	£33,483	£24,724	£2,060
M3	£35,196	£25,880	£2,157
M4	£37,099	£27,154	£2,263
M5	£39,178	£28,549	£2,379
M6	£41,333	£30,002	£2,500
UPS1	£44,329	£32,025	£2,669
UPS2	£45,415	£32,761	£2,730
UPS3	£46,525	£33,512	£2,793

M3 Teacher Salary Take-Home 2026-27

All Teacher Pay Scales 2026-27 — England Outside London

London Pay Supplements — M3 2026-27

Frequently Asked Questions

Other Teacher Pay Scales