NHS Band 2 entry take-home (£23,615 gross): £19,422/year (£1,618/month) after income tax, NI and 5.0% NHS pension. Top of Band 2 (£24,336 gross): £19,944/year (£1,662/month). London Inner HCAS adds £5,132 to gross.

NHS Band 2 Take-Home Pay 2026-27

Agenda for Change 2026-27. Take-home after income tax, National Insurance and 5.0% NHS pension. Updated April 2026.

London High Cost Area Supplement (HCAS)

NHS staff working in or around London receive a High Cost Area Supplement added to their gross salary. At Band 2 salaries, London supplements represent a significant proportional boost to take-home pay.

NHS Pension Scheme — Band 2 Contribution

Band 2 employees are in the 5.0% contribution tier. Despite this cost, the NHS Pension Scheme 2015 is a defined benefit CARE scheme — one of the most valuable pension arrangements available in the UK. The employer contributes approximately 23.7% on top.

Frequently Asked Questions

Common questions about NHS Band 2 take-home pay.

NHS Band Pay Guides