Quick Answer — 2026-27

NHS Band 6 entry take-home (£37,338 gross): £27,454/year (£2,288/month) after income tax, NI and 10.7% NHS pension. Top of Band 6 (£44,962 gross): £32,506/year (£2,709/month). London Inner HCAS adds £5,132 to gross.

TaxdCalcNHS Pay GuideBand 6

NHS Band 6 Take-Home Pay 2026-27

Agenda for Change 2026-27. Take-home after income tax, National Insurance and 10.7% NHS pension. Updated April 2026.

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NHS Band 6 Pay — 2026-27 Take-Home

England outside London. After income tax, NI and 10.7% NHS pension.

Pay PointGross SalaryAnnual Take-HomeMonthly Take-HomePension
Entry£37,338£27,454£2,28810.7%
Top£44,962£32,506£2,70910.7%

London High Cost Area Supplement (HCAS)

NHS staff working in or around London receive a High Cost Area Supplement added to their gross salary. These supplements increase take-home proportionally after tax.

Fringe
+£1,478 gross
Outer London
+£4,271 gross
Inner London
+£5,132 gross

NHS Pension Scheme — Band 6 Contribution

Band 6 employees contribute 10.7% to the NHS Pension Scheme 2015. The employer contributes approximately 23.7%. At Band 6 incomes the pension accrual becomes increasingly valuable as earnings grow through the band.

Employee contribution
10.7% of pensionable pay
Employer contribution
~23.7% of salary
Scheme type
Defined Benefit CARE
Normal Pension Age
State Pension Age
Accrual rate
1/54 per year
Revaluation
CPI + 1.5%
Use our Salary Sacrifice Calculator to model how extra pension contributions reduce your tax bill at Band 6.

Frequently Asked Questions

Common questions about NHS Band 6 take-home pay.

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Band 6 entry take-home
£2,288/mo
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