Quick Answer — 2026-27

A Band 5 paramedic earns £29,970–£36,483 in 2026-27, taking home £22,748–£26,927/year (£1,896–£2,244/month) after income tax, NI and 9.8% NHS pension.

Public SectorParamedic Pay

Paramedic Salary Take-Home Pay 2026-27 | NHS Ambulance

NHS Agenda for Change Bands 4–7 — take-home pay after income tax, NI and NHS pension contribution. London HCAS applies. Updated April 2026.

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Pay Scale — Take-Home Pay 2026-27

After income tax, NI and NHS pension. London HCAS and unsocial hours supplements are additional.

Grade/RankGrossTake-Home/YearMonthlyPension%Notes
EMT Band 4£26,530£21,418£1,785.006.1%Emergency Medical Technician
Paramedic Band 5 (entry)£29,970£22,748£1,896.009.8%Qualified paramedic — entry point
Paramedic Band 5 (top)£36,483£26,927£2,244.009.8%Band 5 top of scale
Senior Paramedic Band 6£37,338£27,454£2,288.0010.7%Senior clinical paramedic
Advanced Paramedic Band 7£46,148£32,942£2,745.0012.5%Advanced clinical practice

NHS Pension Scheme

Paramedics are members of the NHS Pension Scheme — the same defined benefit CARE scheme as all NHS Agenda for Change staff. Contribution rates are tiered by band: Band 4 pays 6.1%, Band 5 pays 9.8%, Band 6 pays 10.7%, and Band 7 pays 12.5%. The employer contributes approximately 23% of salary. London High Cost Area Supplements (HCAS) are pensionable and add £1,478–£5,132/year on top of the AfC scale depending on zone.

Band 4 (EMT) rate
6.1% of pensionable pay
Band 5 rate
9.8% of pensionable pay
Band 6 rate
10.7% of pensionable pay
Band 7 rate
12.5% of pensionable pay
Employer contribution
~23% of salary
London HCAS
+£1,478–£5,132/yr
Ambulance staff also receive unsocial hours payments under the AfC framework for nights, weekends and bank holidays — not included in basic take-home figures above. London HCAS adds significantly to take-home for those in the capital.

Frequently Asked Questions

Common questions about paramedic pay and take-home.

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Band 5 paramedic take-home£22,748/yr · £1,896/mo