Quick Answer — Wales 2026-27

Wales had the highest wage growth of any UK region in 2026 at +7.60% (Adzuna UK Job Market Report). Average advertised salary in Wales is approximately £35,000. Take-home on £35,000 in Wales: £27,062/year (£2,255/month) after income tax, NI and 5% pension in 2026-27.

🏴󠁧󠁢󠁷󠁬󠁳󠁿 Wales · HMRC 2026-27 rates

Wales Salary Take-Home Pay
Calculator 2026-27

Wales uses the same income tax rates as England. Calculate your exact Welsh take-home pay with 2026-27 HMRC rates, pension modelling and student loan plans.

Welsh Income Tax — Key Fact

Wales uses the same income tax rates as England. The Welsh Rates of Income Tax (WRIT) are set at 100% of UK rates — HMRC collects them and ring-fences them for the Welsh Government.

Welsh Take-Home Calculator

Enter your salary and adjust pension/student loan to see your take-home instantly.

£
5%
0%20%
Annual take-home
£27,320
Monthly net
£2,276.63
Income Tax
-£4,136
Nat. Insurance
-£1,794
Pension: −£1,750/yr · Take-home after all deductions

Wales Salary Comparison 2026-27

Welsh median salary is £33,400 (below UK median of £39,039). Take-home figures assume 5% pension, no student loan.

SalaryAnnual GrossTake-Home/yrTake-Home/movs Welsh Median
£25,000£25,000£20,520£1,709.97−£5,712/yr
£30,000£30,000£23,920£1,993.30−£2,312/yr
£33,400Welsh median£33,400£26,232£2,185.97Welsh median
£35,000£35,000£27,320£2,276.63+£1,088/yr
£38,000£38,000£29,360£2,446.63+£3,128/yr
£40,000£40,000£30,720£2,559.97+£4,488/yr
£42,000£42,000£32,080£2,673.30+£5,848/yr
£45,000£45,000£34,120£2,843.30+£7,888/yr
£50,000£50,000£37,520£3,126.63+£11,288/yr
£60,000£60,000£43,557£3,629.78+£17,326/yr

UK median salary: £39,039. Welsh median: £33,400. Wales had the UK's highest wage growth in 2025-26 at +7.60% (Adzuna). Figures based on 2026-27 HMRC rates with 5% pension contribution.

🏴󠁧󠁢󠁷󠁬󠁳󠁿
Cardiff — Wales's Higher-Salary Capital

Cardiff, as Wales's capital, has significantly higher average salaries than the Welsh regional average. Public sector roles in Cardiff typically pay 15-20% above the Welsh average.

Welsh Salary Take-Home Pages

Select a salary for a full detailed breakdown with deduction tables, FAQs and regional context.

£20,000£25,000£28,000£30,000£32,000£35,000£38,000£40,000£42,000£45,000£48,000£50,000£55,000£60,000£65,000£70,000£80,000£100,000£120,000£150,000

Frequently Asked Questions

Common questions about income tax and salaries in Wales 2026-27.

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