On a £21,000 salary in Wales, take-home pay is £17,800/year (£1,483.30/month) after income tax (£1,476), NI (£674) and 5% pension (£1,050). Wales uses the same income tax rates as England. Wales had the UK's highest wage growth at +7.60% in 2025-26 (Adzuna April 2026).
| Annual | Monthly | Weekly | |
|---|---|---|---|
| Gross salary | £21,000 | £1,750.00 | £403.85 |
| Income Tax | −£1,476 | −£123.00 | −£28.38 |
| Nat. Insurance | −£674 | −£56.20 | −£12.97 |
| Pension (5%) | −£1,050 | −£87.50 | −£20.19 |
| Take-Home Pay | £17,800 | £1,483.30 | £342.30 |
Effective tax rate: 10.2% · Weekly net: £342.30 · Hourly (37.5hrs): £9.13
Wales had the highest wage growth of any UK region at +7.60% in 2025-26 (Adzuna UK Job Market Report April 2026). The Welsh median full-time salary is £33,400 — below the UK median of £39,039 but the gap is narrowing. Housing costs in Wales are significantly lower than England, particularly London and the South East.
Common questions about £21,000 salary take-home pay in Wales 2026-27.