On a £31,000 salary in Wales, take-home pay is £24,600/year (£2,049.97/month) after income tax (£3,376), NI (£1,474) and 5% pension (£1,550). Wales uses the same income tax rates as England. Wales had the UK's highest wage growth at +7.60% in 2025-26 (Adzuna April 2026).
| Annual | Monthly | Weekly | |
|---|---|---|---|
| Gross salary | £31,000 | £2,583.33 | £596.15 |
| Income Tax | −£3,376 | −£281.33 | −£64.92 |
| Nat. Insurance | −£1,474 | −£122.87 | −£28.35 |
| Pension (5%) | −£1,550 | −£129.17 | −£29.81 |
| Take-Home Pay | £24,600 | £2,049.97 | £473.07 |
Effective tax rate: 15.6% · Weekly net: £473.07 · Hourly (37.5hrs): £12.62
Wales had the highest wage growth of any UK region at +7.60% in 2025-26 (Adzuna UK Job Market Report April 2026). The Welsh median full-time salary is £33,400 — below the UK median of £39,039 but the gap is narrowing. Housing costs in Wales are significantly lower than England, particularly London and the South East.
Common questions about £31,000 salary take-home pay in Wales 2026-27.